Loss Mitigation Administrative Specialist

• Overnight orders and track trial payment plans for all workouts.
• Assist with mailing Loan Modification Agreements.
• Ordering f/c fees and following up until received.
• Assist with permanent Loss Mitigation documentation on I5.
• Mail copy of fully executed Loan Modification agreement to borrower.
• Maintain office supplies inventory and placing orders when needed.
• Create loss mitigation folder for analyst/order credit report.
• Coordinate department meetings
• Demonstrate patience and professionalism when interacting with consumers via phone, email, or letter.
• Communicate effectively with individuals/teams to ensure high quality and timely response and resolution to issues.
• Assist with internal and external audit requests.
• Assist loss mitigation intake team with duties as needed.
• Communicate effectively with individuals and teams to ensure high quality, timely response, and resolution to issues
• Assist with internal/external audits and compile pre/post-findings to investors, including CFPB.
• Identify and stay current on changes in industry regulations, and recommend updates to internal policies, procedures, policies, and systems based on new/changed requirements
• Prepare and submit all mortgage insurance and investor reporting for FNMA, FHLMC, FHA, VA and USDA throughout each month.
• On a daily basis, review NSF reports that require individual account analysis; identify and issue any necessary HBR letters for the states of CA, NV & WA and delinquency and state specialty letters as required by state regulators.
• Review the payment exceptions received in-house; perform account analysis to determine any necessary repayment arrangements, possible update of HBR letters or risks of invalidating foreclosure activity.
• Provide training for both new and existing employees.
• Handle notarization processes with expertise.
• Provide posting instructions and review of NSF/Returned checks requiring the reissuance of HBR letters to the Cashiering Department, when necessary.
• Provide reinstatement quotes.
• Post trial plan payments received into investor systems.
• File for FNMA reclass on loans where necessary.
• Administer stop codes preventing outbound collection efforts monthly to ensure accounts are coded in compliance with customer repayment agreements; remove codes as necessary.
• Other duties as assigned

• Excellent verbal and written communication skills required. 

• Highly organized and detail-oriented; ability to work in a fast-paced, metrics-driven environment required. 

• Proficiency in Microsoft Office Suite, Word, Excel, Wiki, collaborative cloud-based programs, and third-party software applications required.

• →Work is primarily sedentary; mobility in an office setting.
• →Frequent use of computer keyboard and mouse.
• →Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation.
• →Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
• →Office environment – moderate noise, no substantial exposure to adverse environmental conditions.
• →Learn new tasks, remember processes, maintain focus, complete tasks independently, and make timely decisions in the context of a workflow.
• →This role requires effective adaptation to workplace stressors, including customer service complaints, security responsibilities, and competing priorities.
• →Must be able to adhere to process protocol. Must be able to apply established protocols in a timely manner.
• →Work is primarily performed during the business week, Monday - Friday.

Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match.

Guild Mortgage Company is an Equal Opportunity Employer.

REQ#:LOSSM018500